Farm Credit West remains committed to providing our customers with competitive interest rates. We offer a wide variety of loan and interest rate products designed to add value to the customer relationship.

Despite challenges in today's credit markets, Farm Credit West remains dedicated to providing superior service to and fully funding credit worthy agricultural producer.

Customers find Farm Credit West's interest rates are the most competitive in the market. Farm Credit West also offers the broadest range of competitive mortgage rates and products. Which works best for you — a fixed or variable rate loan? Want a loan without a prepayment penalty? We have programs that can typically match loan terms and interest rate products to meet your needs.

Farm Credit West—Continuing A Tradition of Excellent Customer Service!

Patronage Payments to Farm Credit West Customers Another key aspect of providing a competitively priced product is our patronage program. For the eigth consecutive year, the Board has taken action to distribute patronage distributions in cash. In each of the past four years patronage distributions have averaged 0.50% of average customer borrowings! Eligible customers received their distributions in early 2009. We continue to be very excited about this program which adds further value to your relationship with Farm Credit West.

Not only will interest rates remain competitive, credit availability consistent, and service excellent, if operations continue to be as successful as we project, we will continue providing patronage on an annual basis to customers who remain in good standing. This will not only differentiate us from our competitors, but it will also provide our customers lower costs and a competitive advantage in their own operations, thereby “adding value” for those who do business with Farm Credit West.

Farm Credit West—Continuing A Tradition of Excellent Customer Service!