Eligible Equipment

Eligible Equipment

Our expert staff can help you acquire the equipment and machinery you need in a way that meets your financial parameters. Our equipment loans are competitive and are customizable to your needs. 

Standard Equipment - Movable
Description Maximum term length (in months)*
Tractors 84
Harvesters / Cotton Pickers (New) 84
Sprayers (New) 84
Nut Harvesting Equipment (New) 84
Farm Implements & Equipment (New)

84

Farm Implements & Equipment (Used) 60
Forklifts

60

Loaders / Excavators / Backhoes 84
Hay Equipment

84

Office Equipment 48
Field Bins / Hoops 60
Wine Barrels 60**
Irrigation-Pivots, Wheel lines, Pumps, Motors 84
Irrigation-Above Ground Pipe 84
Irrigation-Drip Tape

60

*Assumes 100% financing of the equipment cost; down payment may be required based on payment schedule, credit risk, or equipment risk.

**A 60 month term for wine barrel purchases is a maximum and the preferred underwriting standard is 36 months.

Standard Equipment Fixture Type
Description Maximum term length (in months)*
Solar Equipment (loan or capital lease) 120
Dairy-Bulk Milk Tanks (New) 84
Dairy – Parlor Equipment (new) 84
Wind Machines 84
Food Processing / Winery / Packaging

84

Building - Metal Fabricated / Storage 120
Building-Specialty (including but not limited to cold storage, packing houses, processing plants, greenhouses, offices, & dairy buildings.

120

Building – Barn or Animal Confinement 120

*Assumes 100% financing of the equipment cost; down payment may be required based on payment schedule, credit risk, or equipment risk.


Titled Equipment
Description Maximum term length (in months)*
Passenger Cars, Vans, SUVs & ATVs (New) 60
Full Size Pickup Trucks (New) 84
Full Size Pickup Trucks (Used) ≤ 5 yrs old 60
MD & HD Trucks (New) 84
Truck Tractors-Semi Truck (New)

84

Truck Tractors-Semi Truck (Used) ≤ 5 yrs old 60
Trailer-Dry Van

84

Trailer-Reefer & Hoppers 60
Trailer-Flatbed / Chassis / Livestock

84

Truck and Trailer Attachments Ask your lender

*Assumes 100% financing of the equipment cost; down payment may be required based on payment schedule, credit risk, or equipment risk.

This summary is not intended to constitute a loan contract between Farm Credit West and any customer. Each customer’s legal contract with Farm Credit West is defined by the formal legal documents supporting each customer’s loan commitment, as executed by the customer.