Our expert staff can help you acquire the equipment and machinery you need in a way that meets your financial parameters. Our equipment loans are competitive and are customizable to your needs.
| Description | Maximum term length (in months)* |
| Tractors | 84 |
| Harvesters / Cotton Pickers (New) | 84 |
| Sprayers (New) | 84 |
| Nut Harvesting Equipment (New) | 84 |
| Farm Implements & Equipment (New) |
84 |
| Farm Implements & Equipment (Used) | 60 |
| Forklifts |
60 |
| Loaders / Excavators / Backhoes | 84 |
| Hay Equipment |
84 |
| Office Equipment | 48 |
| Field Bins / Hoops | 60 |
| Wine Barrels | 60** |
| Irrigation-Pivots, Wheel lines, Pumps, Motors | 84 |
| Irrigation-Above Ground Pipe | 84 |
| Irrigation-Drip Tape |
60 |
**A 60 month term for wine barrel purchases is a maximum and the preferred underwriting standard is 36 months.
| Description | Maximum term length (in months)* |
| Solar Equipment (loan or capital lease) | 120 |
| Dairy-Bulk Milk Tanks (New) | 84 |
| Dairy – Parlor Equipment (new) | 84 |
| Wind Machines | 84 |
| Food Processing / Winery / Packaging |
84 |
| Building - Metal Fabricated / Storage | 120 |
| Building-Specialty (including but not limited to cold storage, packing houses, processing plants, greenhouses, offices, & dairy buildings. |
120 |
| Building – Barn or Animal Confinement | 120 |
*Assumes 100% financing of the equipment cost; down payment may be required based on payment schedule, credit risk, or equipment risk.
| Description | Maximum term length (in months)* |
| Passenger Cars, Vans, SUVs & ATVs (New) | 60 |
| Full Size Pickup Trucks (New) | 84 |
| Full Size Pickup Trucks (Used) ≤ 5 yrs old | 60 |
| MD & HD Trucks (New) | 84 |
| Truck Tractors-Semi Truck (New) |
84 |
| Truck Tractors-Semi Truck (Used) ≤ 5 yrs old | 60 |
| Trailer-Dry Van |
84 |
| Trailer-Reefer & Hoppers | 60 |
| Trailer-Flatbed / Chassis / Livestock |
84 |
| Truck and Trailer Attachments | Ask your lender |
*Assumes 100% financing of the equipment cost; down payment may be required based on payment schedule, credit risk, or equipment risk.
This summary is not intended to constitute a loan contract between Farm Credit West and any customer. Each customer’s legal contract with Farm Credit West is defined by the formal legal documents supporting each customer’s loan commitment, as executed by the customer.
