This issue contains Mark Littlefield's message to the customers, a story about a military veteran that returned to his roots on the farm, and an article that explores how to weather economic volatility.

In this issue, learn how Farm Credit West is supporting the future of the dairy industry, read FCW President/CEO Mark Littlefield's reflections on 2020, and take a closer look at how COVID-19 has affected food and agriculture supply chains.

In this issue, learn how Farm Credit West is supporting customers during the pandemic, read about four key tax considerations for tree nut growers, and hear about the new FCW Online Banking System that is being launched in the near future.

In this issue, read a letter from the Chair of the FCW Board of Directors, Learn about the steps FCW is taking to bolster the farming/ranching industry, and see how we are working to help our communities thrive in these tough times.

In this issue, learn how a Central Valley family has found success in beekeeping, take a closer look at the FCW Appraisal Department, and keep up with the changes to the global interest rate market.

In this issue, learn about how Ventura farmers are taking charge by designing a first-of-its-kind water market, how to capitalize on value added and niche markets, and why an appraisal can help you protect your investment.

In this issue, learn about expanding markets for Imperial Valley farmers, shifting agricultural management strategies, and the in and outs of equipment financing.

In this issue, read about how persistence pays off for Butte County niche crop farmers, how water risk is changing California agriculture, and the impact that the new tax reform law has on agriculture companies.

In this issue, read about how quality product and great relationships make the difference in export profits. Learn how the Ag Industry plans to deal with future water supply and shortages. Also, see the 2018 Director and Nominating Committee Election Results.

In this issue, read about how California pistachio growers are looking to the future to solve today’s problems. Learn the lifecycle of a loan and how to present your project to your lender. Also read Dr. Kohl's article about farms and ranches that are generating a profit with minimal losses vs those with mounting losses.