Equipment Finance

Equipment Loans

Our expert staff work with you to acquire the equipment and machinery you need in a way that meets your financial parameters. Our equipment loans are competitive and are customizable to your needs.

Program Features:

  • -100% financing of the purchase price in most cases. You can make a down payment or trade in, and we will finance the balance
  • -Simple loan documentation
  • -You own the equipment, and we take the equipment as collateral
  • -No prepayment fees for early payoffs on variable rate loans
  • -Fixed rate loans are only subject to prepayment fees for the first 6 months
  • -Flexible payment schedules available to accommodate seasonal cash flow
Equipment Loan Options
Types of Financing Purchase of new and used equipment such as Tractors, Implements, Harvesting Equipment, Processing Equipment, Winery Equipment, Sustainable Energy, Facilities, and more
Collateral The equipment serves as collateral and Farm Credit West holds a first lien position
Rates Variable rates
Fixed rates available with several different options including no prepayment penalties
Terms Loans, Capital Leases, and True Leases with terms up to 10 years

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