Notice of Data Collection

 (Last Updated: July 12, 2021)

This California Consumer Privacy Act Notice at Collection (“Notice”) is provided by Farm Credit West, ACA and its wholly owned subsidiaries, Farm Credit West, FLCA and Farm Credit West, PCA.  These companies are referred to in this Notice as “we” or “us”. 

Under the California Privacy Act (“CCPA”), “personal information” is information that identifies, relates to, describes,  is capable of being associated with, or could reasonably be linked, directly or indirectly with  a particular California resident or household (“Personal Information”). 

 This Notice explains:

  • - Categories of Personal Information that we collect about residents of California; and
  • The business or commercial purposes for which we use that Personal Information.

Categories of Personal Information We Collect

We collect Personal Information in a variety of contexts.  For example, we collect Personal Information to provide commercial financial products and services, and for our employment and human resources purposes. 

 The Personal Information that we collect about a specific California resident will depend on, for example, our relationship or interaction with that individual.

We collect the following categories of Personal Information:


Category

Examples of Information Under This Category

(*Not all of this information is collected by Farm Credit West)

Whether this Information is Collected

A. Identifiers

A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, government issued identification number, or other similar identifiers.

We collect some Personal Information within this category.

B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code section 1798.80(e))

A name, signature, Social Security number, physical characteristics or description, address ,telephone number, government issued identification number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number or any other financial information, medical information or health insurance information.

We collect some Personal Information within this category.

C. Protected classification characteristics under California or federal law

Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).

We collect some Personal Information within this category.

D. Commercial information

Records of personal property, products or services purchased, obtained or considered, or other purchasing or consuming histories or tendencies.

We collect some Personal Information within this category.

E. Biometric information

Genetic, physiological, behavioral, and biological characteristics, fingerprints, faceprints and voiceprints.

We collect some Personal Information within this category.

F. Internet or other similar network activity

Browsing history, search history, information on a consumer’s interaction with a website, application or advertisement.

We collect some Personal Information within this category.

G. Geolocation data

Geolocation data such as device location.

We collect some Personal Information within this category.

H. Sensory data

Audio, electronic, visual, thermal, olfactory, or similar information.

We collect some Personal Information within this category.

I. Professional or employment-related information

Current or past job history.


We collect some Personal Information within this category.

J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.W. Section 1232g, 34 C.F.R. Part 99))

Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

We do not collect any Personal Information within this category.

K. Inferences drawn from other personal information

Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

We collect some Personal Information within this category.

 
Why We Collect Personal Information and How We Use or Disclose It

The purposes for which we collect and use Personal Information depend on, among other things, our relationship or interaction with a specific California resident.  We may use or disclose your Personal Information we collect for one or more of the following business purposes:

  • - To provide and manage products and services and to fulfill or meet the reason you provided the information.For example, if you share your name and contact information to ask a question about our services, we will use that Personal Information to respond to your inquiry.If you provide your Personal Information to purchase services from us, we will use that information to provide those services to you.We will also save your Personal Information to facilitate ongoing processing of the services.
  • To provide, support, personalize, and develop our website and services.
  • To create, maintain, customize, and secure your account with us.
  • To process your requests, transactions and payments and prevent transactional fraud.
  • To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.
  • To help maintain the safety, security, and integrity of our website and services, databases, and other technology assets and business.
  • For testing, research, analysis, and product development, including to develop and improve our website and services.
  • To respond to law enforcement requests and as required by applicable law, court order or governmental regulations.
  • As described to you when collecting your Personal Information or as otherwise required by law.
  • To engage in loan participations or other business needs.
  • To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Farm Credit West’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which event personal information held by Farm Credit West is among the assets transferred.
  • To support employment and human resource management.Examples: provide benefits to employees and dependents, including healthcare and retirement plans; manage pay and compensation activities; process employment applications; government compliance reporting (for example Affirmative Action plan reporting).

Accessibility

We are committed to ensuring this notice is accessible to individuals with disabilities.  If you wish to access this notice in an alternative format, please contact us at privacy@FarmCreditWest.com.

Farm Credit West’s California Consumer Privacy Act Notice

 Farm Credit West’s California Consumer Privacy Act Notice is available for review or download at https://www.farmcreditwest.com/ca-privacy-notice/

Changes to this Privacy Notice 

As Farm Credit West continues to improve the services, products and the features we provide, this Notice is subject to change.  When the Notice is changes we will post the revised Notice on this webpage indicating when the Notice was “Lasted Updated”.